1Other charges such as non-sufficient funds, overdraft, continuous overdraft charges, etc. may apply. See our service charge schedule for details. Minimum opening deposit is only $50. Other restrictions may apply.

2Buy back of up to $10 for debit cards and unused checks from another financial institution will be credited to the account at the time the checks/debit cards are presented. Buy back and free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.

Privacy Policy

Open your account online or visit your nearest branch.

FREE bill pay

FREE mobile banking with mobile deposit

FREE thank you gift

FREE gifts for referring others

UP TO $10 when we buy back your debit card and unused checks from another financial institution2

Simply Free Checking

COMPARE ALL ACCOUNTS

Marinette, WI - Main Office
1820 Hall Avenue, Get directions
24 Hour eTeller ATM

Menominee, MI
1111 10th Street, Get directions
24 Hour eTeller ATM

Crivitz, WI
606 Henriette AvenueGet directions
24 Hour eTeller ATM

OPEN SIMPLY FREE CHECKINGCONTACT US

Get started with a simple account where convenience comes standard.

OPEN SIMPLY FREE CHECKING
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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The Stephenson National Bank & Trust
Member FDIC | Equal Housing Lender
The Stephenson National Bank & Trust

No minimum balance 

No monthly service charge1

eStatements only

FREE first box of standard checks

FREE debit card

FREE online banking

Pembine, WI
N18630 Highway 141, Get directions
24 Hour eTeller ATM

Oconto, WI
101 Bralick Way, Get directions
24 Hour eTeller ATM

Wausaukee, WI
290 Main Street, Get directions
24 Hour eTeller ATM

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